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Starting a franchise can be a great way to become your own boss and take control of your career. However, starting a business of any kind can be an expensive endeavor with financial risk.&nbsp;One way to mitigate that risk is by financing a franchise through a Small Business Administration (SBA) loan, which is a government-backed loan program specifically designed to help small businesses and entrepreneurs access the capital they need to start or grow their businesses. The SBA works with participating lenders, such as banks and credit unions, to provide loan guarantees and other forms of assistance to small businesses.&nbsp;Understanding which franchises have been successful in the past can help prospective owners make informed decisions about which franchise opportunities might be the best fit. Here are 10 of the most profitable franchises that are backed by SBA loans, according to&nbsp;<a href="https://www.vettedbiz.com/top-20-franchises/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">VettedBiz</a>.&nbsp;<h4><a href="https://www.orangetheory.com/en-us/franchising?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Orange Theory Fitness</a></h4><ul><li>Paid-in-Full-Rate: 44.7%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 180:0 (meaning, on average, for every 180 loans paid in full, 0 have been charged off)</li></ul><h4><a href="https://www.theupsstorefranchise.com/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">The UPS Store</a></h4><ul><li>Paid-in-Full-Rate: 27.5%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 170:0</li></ul><h4><a href="https://www.ameriprise.com/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Ameriprise Financial</a></h4><ul><li>Paid-in-Full-Rate: 32.3%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 114:0</li></ul><h4><a href="https://choicehotelsdevelopment.com/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Comfort/Comfort Inn &amp; Suites</a></h4><ul><li>Paid-in-Full-Rate: 51.5%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 106:0</li></ul><h4><a href="https://www.planetfitness.com/franchising/become-a-franchisee?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Planet Fitness</a></h4><ul><li>Paid-in-Full-Rate: 65.2%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 88:0</li></ul><h4><a href="https://www.christianbrothersfranchise.com/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Christian Brothers Automotive</a></h4><ul><li>Paid-in-Full-Rate: 37.9%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 72:0</li></ul><h4><a href="https://choicehotelsdevelopment.com/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Choice Hotels International Inn</a></h4><ul><li>Paid-in-Full-Rate: 72.6%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 61:0</li></ul><h4><a href="https://www.culvers.com/franchise?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Culver’s</a></h4><ul><li>Paid-in-Full-Rate: 38.6%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 51:0</li></ul><h4><a href="https://www.wingstop.com/own-a-wingstop?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Wingstop</a></h4><ul><li>Paid-in-Full-Rate: 49.5%</li><li>Charged Off Rate: 0%</li><li>SBA Loan Success Ratio: 51:0</li></ul><h4><a href="https://choicehotelsdevelopment.com/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=the-most-profitable-franchises-backed-by-sba-loans-2720825" target="_blank" rel="nofollow">Quality Inn/Quality Suites Hotel</a></h4><ul><li>Paid-in-Full-Rate: 45.8%</li><li>Charged Off Rate: 0.3%</li><li>SBA Loan Success Ratio: 137:1</li></ul>

The Most Profitable Franchises Backed by SBA Loans

1851 Franchise

These franchises have some of the most successful loan ratios in the business. 

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Melting Pot

Photo of interior of Melting Pot restaurant

Lexington Herald Leader: This Restaurant Chain Eyes a Return to Lexington After 10 Years

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Keke's Breakfast Cafe

Keke's Breakfast Cafe - John and Kimberly Ehrhard - 1851 Franchise

Empowering Leadership, One Pancake at a Time: How John and Kimberly Ehrhard Are Building a Franchise Legacy with Keke’s Breakfast Cafe

john-kimberly-ehrhard-kekes-franchise

Comfort Keepers

More Than a Caregiver: Loretta Smith's Support Extends to Fellow Caregivers, Clients and the Community

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Photo of Melting Pot CEO John "JC" Crawford

Melting Pot Names New CEO, Celebrates 50th Anniversary With Continued Growth and Leadership Promotions

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Layne's Chicken Fingers

Texas Layne’s Franchisee Secures Real Estate in Austin, Set To Open Early Next Year

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