1851

When opening a franchise operation, many entrepreneurs seek to mitigate the upfront expenses through loans. Among the safest loan options available for franchise owners are those offered by the Small Business Administration, which are guaranteed up to 90 percent by the federal government. Because that high guarantee poses a substantial risk for the SBA, the agency is famously selective in their awarding process. Few franchise brands see SBA loans awarded to their franchisees as a matter of course. Thanks to their perfect track record of repayments, <a href="http://www.christianbrothersfranchise.com/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=christian-brothers-automotive-franchisees-find-investment-help-with-sba-loans-2704775" target="_blank" rel="nofollow">Christian Brother Automotive</a> is one of those few brands.

In the 35 years since the first <a href="https://christianbrothers.1851franchise.com/?utm_source=1851franchise.com&utm_medium=article&utm_campaign=christian-brothers-automotive-franchisees-find-investment-help-with-sba-loans-2704775" target="_blank" rel="nofollow">Christian Brothers Automotive</a> store opened, the brand has not closed a single location, and they are one of only a handful of franchise brands that have never had a franchisee default on a loan. That track record has made Christian Brothers franchisees a rare safe bet in the eyes of the SBA, who regularly award loans to new and existing CBA&nbsp;franchisees to open new stores.

At $458,950 to $555,350, startup costs for a Christian Brothers Automotive store are already among the most modest in the industry. With most SBA loans covering 82&ndash;83 percent of startup costs, most franchisees are able to open a new CBA store with an out-of-pocket investment of $85,000, far below hundreds of thousands typically required to open any new business.

Josh Wall, Christian Brothers&rsquo; vice president of franchise and strategic development, said that the franchise&rsquo;s low startup costs are meant to attract talented owners whose only prohibitive obstacle to ownership is a high investment.

&ldquo;We are very selective about who we bring on board. We are looking for good stewards of the brand, people who can live up to our core values and run a strong business. Those are the qualifications that matter to us, not liquidity,&rdquo; Wall said. &ldquo;It doesn&rsquo;t serve us to rule out good candidates just because they can&rsquo;t come up with an enormous initial investment.&rdquo;

By vetting candidates based on character and capability rather than financial assets, Christian Brothers has built a strong network of franchisees and made their brand one of the most reliable in the industry from a consumer perspective. That consumer trust has proven invaluable in an industry that is still dogged by a reputation for being less than honest, and CBA stores enjoy rabidly loyal customer bases as a result. Those strong store-level customer bases have translated to high unit-level economics, which is likely why the franchise has yet to close a store.

&ldquo;It&rsquo;s a simple cycle,&rdquo; Wall said. &ldquo;We keep costs low so that we can get the best owners, those owners run strong operations, which allow us to keep costs low for new owners.&rdquo;

In addition to the low upfront investment and access to SBA loans, CBA takes on the full cost of purchasing land and construction new stores, which is then leased to the franchisee. Not only does that remove another financial burden from the franchisee, it means that CBA has a substantial financial investment in each new store.

&ldquo;Christian Brothers shares in the financial risk side by side with franchisees, thereby creating a true team effort towards success,&rdquo; Wall said. &ldquo;Because of this, we are careful in our search for candidates who are the right fit. Maybe they lack the substantial net worth required by other franchises or even automotive industry experience. What matters is that they embody the values that Christian Brothers was founded on.&rdquo;

That stringent vetting process and exceptional financial support for new owners have made Christian Brothers Automotive one of the strongest brands in franchising and a favorite of the Small Business Administration.

Any entrepreneur looking to make a substantial investment in their business would be well-advised to look into SBA loans. Prospective Christian Brothers franchisees have a unique advantage. Because of the brand&rsquo;s exemplary reputation with the SBA, new owners are frequently awarded the agency&rsquo;s most generous and coveted financing options.

Christian Brothers Automotive Franchisees Find Investment Help with SBA Loans

1851 Franchise

The automotive-care franchise’s perfect record of repayment has earned generous financing options from the Small Business Administration

This brand page has been paid for by 1851. Content within this page that is paid will showcase a Sponsored icon. This means the brand has engaged 1851 FRANCHISE to write the content. Content without the Sponsored Icon is aggregated media placements the brand earned. Questions can be sent to editorial@1851franchise.com

christian-brothers-automotive-franchisees-find-investment-help-with-sba-loans

Comfort Keepers

Comfort Keepers - Midyear Press Release 2025 - 1851 Franchise

Comfort Keepers® Hits Mid-Year Stride With Strong Franchise Growth and Rising Demand for In-Home Care

comfort-keepers-franchise-midyear-momentum-2025

petbar

petbar - Garrett Dewan - Why I'm Investing - 1851 Franchise

Why Garrett Dewan Is Choosing To Reinvest in petbar

petbar-franchise-austin-garrett-dewan-multi-unit

Paris Baguette

NJBIZ: Paris Baguette Ramps Up Expansion With New Franchises, Facility and 2030 Growth Target

njbiz-paris-baguette-ramps-up-expansion-with-new-franchises-facility-and-2030-growth-target

Busy Bee Jumpers

Top 10 Reasons To Buy a Busy Bee Jumpers Franchise in 2025

top-10-reasons-to-buy-a-busy-bee-jumpers-franchise-in-2025

Home Halo

home-halo-former-athletes-frachisees-image

Why Former College Athletes Can Make Winning Home Halo Franchise Owners

former-college-athletes-home-halo-franchise

Buying a Franchise Masterclass

 Franchise Opportunities

Get Support Buying a Franchise

How to Buy a Franchise White Paper

How to Buy a Franchise

How to Sell Franchises

How to Grow a Franchise

Find a Franchise Supplier

1851 Franchise Opportunities

Franchisor News

Franchisor Power Rankings

FranCamp Mastermind Summit

Franchise Development Website Builder

Franchise Resources

What ALEC-Laffer's Report Means for Franchising

Website Awards

Power Rankings

About 1851

Advertise on 1851

Contact 1851 Editorial

Terms of Use

1851 Login

GROWTH CLUB LOGIN

facebook

instagram

twitter

linkedin

youtube

Wendy's CEO Kirk Tanner Steps Down - Breaking News - 1851 Franchise

Wendy’s CEO Kirk Tanner Steps Down Amid Challenges, Leaving Franchisees Facing Uncertainty

wendys-ceo-transition-kirk-tanner-franchisee-uncertainty

"Come in, We're OPEN" sign against abstract background

Small Business Optimism Dips, Raising Concerns for Franchise Owners

small-business-optimism-dips-raising-concerns-for-franchise-owners

Photo of Roof Scientist truck and trailer

Roof Scientist Expands Into Northern Indianapolis as Entrepreneur Dale Speckman Launches New Business in Fishers

roof-scientist-expands-into-northern-indianapolis

Image of Donald Trump pointing with red stripes in the background

August 1 Tariff Deadline Is Said to Have ‘No Extensions’: What This Could Mean for Franchises

august-1-tariff-deadline-franchise-impact

What June’s Jobs Report Means for the Franchise Industry

what-junes-jobs-report-means-for-the-franchise-industry

Unlocking Superpowers: How KidStrong Is Building the Next Generation of Confident Kids — and Thriving Franchise Owners

kidstrong-franchise-confident-kids

Image of a kid growing up, developing with kidstrong, high fiving and smiling. 

How KidStrong has Become the Franchise Disrupting Child Development by Partnering with Purpose-Driven Franchise Owners 

kidstrong-franchise-opportunity-child-development

Picture of kids for franchise business Kidstrong which focuses on child development and fitness

KidStrong Is Pediatrician-Recommended for Raising Confident, Capable Kids and Families Can't Get Enough

kidstrong-child-development-program

Bringing Robots to Main Street: How Elad Inbar’s RobotLAB Franchise Is Powering the Local AI Revolution

bringing-robots-to-main-street-how-elad-inbars-robotlab-franchise-is-powering-the-local-ai-revolution

The Ultimate Guide to Selling Franchises: How To Create a Strong Incentive

how-to-build-strong-incentives-to-attract-prospective-franchisees

From Prescriptions to Pastries: Kari Khandelwal Creates a Comforting Community Bakery 

From Prescriptions to Pastries: Kari Khandelwal Creates a Comforting Community Bakery in Overland Park, Kansas

paris-baguette-franchise-overland-park-khandelwal

Kansas Couple Revitalizes Local Childcare With Children’s Lighthouse

From Corporate Careers to Community Roots: Kansas Couple Revitalizes Local Childcare With Children’s Lighthouse

kansas-couple-opens-childrens-lighthouse-gardner-olathe

Hooters Leans Into Franchising With Closure of 30 Company-Owned Stores - Agg - 1851 Franchise

Hooters Leans Into Franchising With Closure of 30 Company-Owned Stores

hooters-franchise-model-company-owned-closures

Hely and Hiral Patel Bring Their Longtime Dream to Life With The Brass Tap

brass-tap-franchise-pasadena-maryland-hely-hiral-patel

Franchisee spotlight graphic with photo of Ricki Oberoi and Layne's Chicken Fingers logo

Christian Brothers Automotive Franchisees Find Investment Help with SBA Loans

MORE STORIES LIKE THIS